All Capital Bank Online Banking Privacy Policy
All Capital Bank is committed to providing the highest level of security and privacy regarding the collection and use of our online banking customers’ personal information, as well as that of all visitors to our web site. Personal information may be collected through the submission of online banking transactions or through the use of online financial tools such as interactive calculators. A detailed description of All Capital Bank’s Online Banking Privacy Policy is provided below.
Respect of Right to Privacy
All Capital Bank respects your right to privacy and takes every precaution to provide you with the same level of privacy within our virtual branch that you receive through more traditional bank delivery channels.
Collection and Use of Personal Information
The collection of personal information online is designed to protect access to your personal accounts and to assist the bank in providing you with the products and services you want and need. All personal information collected and stored by the bank is used for specific business purposes to protect and administer your personal accounts and transactions, to comply with state and federal banking regulations, and to help the bank better understand your financial needs in order to design or improve our products and services.
Use of Cookies
You may visit our website and find out about our products and services and read more about us without giving us any information about yourself. We may use software tools and/or “cookies” to gather information about site visitors’ browsing activities in order to target areas for improvement. A “cookie” is information sent from a website to a visitors’ computer while he or she is visiting the site. Information gathered may include date and time of visits, pages viewed, time spent at the site, browser types, Internet service provider, and the site visited just before and just after the All Capital Bank site. They are common to most major websites and do not harm your computer system. In addition, they do not read your hard drive nor can they be used to collect or reveal any personally identifiable information that you have not already supplied to us. You can disallow cookies by making the appropriate selection from your browser options. However, certain services through our Website may require cookies for effective delivery.
Children’s Privacy Policy
We recognize the importance of protecting children’s identities and privacy online. Our website is not directed at children, and we do not knowingly collect or maintain personal information from children.
Maintenance of Accurate Information
It is in the best interest of both you and the bank to maintain accurate records concerning your personal information. For this reason, All Capital Bank allows you to update your personal information, online, anytime, through the submission of encrypted e-mail requests sent to the bank’s secure administration site. Notifications are immediately sent to approved bank personnel alerting them to the receipt of your request. This procedure allows All Capital Bank to update your personal information within a timely manner.
Limited Employee Access to Personal Information
All Capital Bank limits employee access to your personal information to only those bank administrators with a business reason for knowing such information. All Capital Bank also educates all employees about the importance of confidentiality and customer privacy. In addition, individual user names and passwords are used by approved bank personnel to access your personal information online, providing audit trails to further safeguard the privacy of your personal information.
Third-Party Disclosure Restrictions
All Capital Bank follows strict privacy procedures in regard to protecting your personal information. In addition, the bank requires all third parties with a business need to access this information to adhere to similar and equally stringent privacy policies. Personal information may be supplied to a third party in order to process a customer transaction; if the customer requests it; the disclosure is required or allowed by law (i.e. exchange of information with reputable reporting agencies, subpoena, or the investigation of fraudulent activity, etc.); or for marketing purposes of which the customer has been previously informed and has been given the opportunity to decline.
Disclosure of Privacy Policies
All Capital Bank is committed to ensuring the privacy of its customers’ personal information. If you have any questions or for more information regarding the All Capital Bank Online Banking Privacy Policy, contact us at (918)479-5225.
* If you wish to make a change to your login or accounts, please contact us. Username and password information may be deleted upon request. Information such as your usage history, account information, and banking activity will be retained in compliance with regulatory guidelines.
** We will only accept, see, and delete data requests made through the Privacy Center website or by calling us at 918-479-5225. We will accept correction requests by email at dataprivacymail@allcapital.bank or by calling us at 918-479-5225.