Our Loan Management Team

You can contact our Loan Office at (918) 479-5225. There you’ll be able to speak with one of our loan officers who are dedicated to helping you reach your financial goals.

At All Capital Bank, we’re here to help provide any financial support you may need. We offer both business and personal loans to help get you the money you need today for whatever you may need it for.

Types of Loans Available at All Capital Bank

Personal Loans

When you get a personal loan, you can use that money for anything. Maybe you need an emergency car repair or have an upcoming home improvement project. No matter what you have going on in your life, a personal loan can help get you through a tough spot. Many personal loans tend to be unsecured, so you don’t have to worry about having the right assets to put up as collateral.

Auto Loans

Mortgage Loans

Debt Consolidation Loans

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Loan Terms You Need to Know

While everyone on our loan team is there to help you understand the terms and conditions of your loan, the more you know, the better you’ll feel about your financial future. The following loan terms are common in both business and personal lending services, so take the time to familiarize yourself with each one before starting the loan process.

Secured Loan

A secured loan involves using your assets as collateral, meaning the lender can seize them if you fail to repay the loan. This adds security for the lender but puts your assets at risk if you default.

Unsecured Loan

Unsecured loans don’t need collateral, but due to the higher risk for lenders, they come with higher interest rates. Since no assets are pledged, lenders offset the risk by charging more interest.

Installment Loan

A term loan, commonly used, involves fixed monthly payments over a set time period. These predictable payments ensure you pay off the loan gradually, with no fluctuations in payment amounts.